Quick answer: Since November 1, 2026, you can send money to another person in Bangladesh by scanning their Bangla QR code. You do not have to type their mobile or account number. It works through bank and mobile financial service (MFS) apps that have added the feature.
This guide explains what P2P Bangla QR is, how to use it, and how to stay safe. It was updated in November 2026. Some details, like limits and fees, depend on your bank or MFS, so check your app.
1. Quick Facts
- Launched by: Bangladesh Bank
- Start date: November 1, 2026
- What it does: sends money from one person to another by scanning a QR code or uploading a QR image
- Works with: participating banks, MFS providers, and payment service providers
- No need to type: the receiver's mobile number or account number
2. What Is Bangla QR?
Bangla QR is Bangladesh's national QR code for payments. One QR code can work with many banks and MFS apps. This is called being "interoperable."
Until now, people mostly used it to pay shops. Bangladesh Bank made Bangla QR the required standard from July 1, replacing the separate QR codes that companies used before. It says about 3.9 million merchants can now take Bangla QR payments.
3. What Is P2P Bangla QR?
P2P means person to person. It is the new part. Now you can use Bangla QR to send money to a friend, a family member, or any other person, not only to a shop.
News reports say it can be used for personal payments, tips, and donations too.
4. How to Send Money With P2P Bangla QR
The steps are the same in most apps. The menu names can differ, so look for words like "QR" or "Scan."
- Open your bank or MFS app.
- Choose the QR or scan option.
- Scan the receiver's Bangla QR code. If you have the code as an image, you can upload it instead.
- Check the name and the details on the screen.
- Enter the amount.
- Confirm with your PIN or other security step.
Always check the receiver's details before you confirm. A payment may be hard to get back.
5. How to Receive Money
News reports say a person can create a P2P Bangla QR code in their app. You can then show the code to the sender, or send the image to them.
The place to find your QR code differs by app. Look in your app's QR or receive money section.
6. Which Apps Can Use It?
Bangladesh Bank told banks, MFS providers, and payment service providers to add this feature to their mobile apps by October 31, 2026. So many apps should have it now.
But apps may roll it out at different speeds. If you do not see the option, update your app from the store and check again later.
7. Why Is It Useful?
- No typing: you do not need to enter a long number
- Fewer mistakes: scanning can help avoid sending money to a wrong number
- One code: it can work across different banks and MFS apps
- Everyday use: it helps with small payments like tips and gifts
- Less cash: Bangladesh Bank says it wants to reduce cash use
Bangladesh Bank says the service makes transfers faster, safer, and more accurate.
8. How to Stay Safe
A QR code is quick, but it needs care.
- Check the name: look at the receiver's name and details before you pay
- Scan only codes you trust: do not scan codes from strangers or unknown messages
- Look at printed codes: a fake sticker can be placed over a real QR code
- Keep your PIN secret: never share your PIN or one-time code with anyone
- Know the rule: to receive money, you only show your code. You do not need to scan someone else's code or enter your PIN.
- Use the official app: download your bank or MFS app only from the official store
9. What We Do Not Know Yet
The news reports we found do not give some details.
- Transfer limits per payment or per day
- Any fees for P2P payments
- Which apps have the feature working today
Check your own bank or MFS app, or ask their support, for the latest limits and fees.
Frequently Asked Questions
What is P2P Bangla QR?
It is a way to send money to another person by scanning their Bangla QR code or uploading an image of it.
When did it start?
Bangladesh Bank launched it on November 1, 2026.
Do I need to type the receiver's number?
No. You scan the QR code, check the details, and confirm the payment.
Can I use a QR code saved as an image?
Yes. Reports say you can upload an image of the QR code in your app.
Is there a fee?
The news reports we found do not say. Check your bank or MFS app.
Why can't I see the option in my app?
Your app may not have it yet. Update the app and check again later.
Final Thoughts
P2P Bangla QR makes sending money simpler. You scan a code instead of typing a number, and one QR can work across banks and MFS apps. But always check the name, scan only codes you trust, and check the fees and limits in your own app.
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